Medicare Advantage Plans | Florida Blue | Florida Blue (2024)

Florida Blue Medicare HMO Plans

Looking for a Medicare plan that saves you money? If you prefer having one doctor to coordinate your care with specialists and other healthcare providers, one of our Medicare Advantage HMO plans could be a great choice for you.

• You choose a trusted primary care physician to coordinate your medical needs.

• With most plans, you must use in-network doctors, specialists or hospitals, with a few exceptions, like medical emergencies.
• You can benefit from our rewards programs.

Our HMO D-SNP plan provides Dual Eligible Special Needs coverage to people who have both Medicare and Medicaid.

Florida Blue Medicare PPO Plans

Do you want the savings of a provider network and the flexibility to see doctors and specialists outside the network? If you do not like to wait for a primary care doctor referral to go to a specialist, one of our Medicare Advantage PPO plans may be a better fit for your needs.

• Our PPO plans give you the opportunity to save with low out-of-pocket costs when you use in-network providers.

• With these plans, you have the option to use healthcare providers out-of-network.
• You don’t need a referral for specialist visits.
• Taking care of your health can help earn you rewards.

Like Original Medicare, Medicare Advantage (Part C) plans share the cost of care through deductibles, co-payments (copays) and co-insurance. These costs vary by plan. Our HMO plans offer $0 premiums, low out-of-pocket costs, and low prescription drug costs. While our PPO plans cost a bit more for the opportunity to go out-of-network and see specialists without a referral, they still offer low out-of-pocket costs for in-network visits.

Medicare Advantage plans also have an out-of-pocket-maximum. Once you reach the maximum, your Medicare Advantage plan pays 100% toward Medicare covered services and you don’t pay anything.

Your Original Medicare (Parts A and B) costs may include: